The blog
Short notes from me on buying, refinancing, and making sense of the choices in between.
October 15, 2026
A letter that says “pre-approved” can sound reassuring. But those words don’t tell a seller how much work a lender has actually done, or how likely…
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October 13, 2026
Buying a home in Columbus, Ohio, or elsewhere in Central Ohio involves more than choosing a neighborhood and deciding whether the kitchen needs an…
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October 13, 2026
Buying your first home in Ohio is exciting. It is also the moment when a surprising number of fees seem to come out of hiding.
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October 13, 2026
When you’re comparing mortgage options, a lower interest rate can look very appealing. The question is: how much should you pay upfront to get it
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October 13, 2026
If mortgage rates have you thinking, “Maybe homeownership needs to wait,” you are not alone. The latest headlines are not exactly bringing snacks to…
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October 13, 2026
Friday is a great day to talk strategy, especially if you are shopping for a home in Ohio and preparing to make an offer.
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October 13, 2026
If you are buying a home in Ohio this fall, you may have more negotiating power than buyers had a year ago, but that does not mean every offer is…
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October 13, 2026
Mortgage rates are near their highest point in a year. That is not exactly the pumpkin-spice latte of housing news, but it does not mean buyers should…
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October 12, 2026
Buying a home brings plenty of questions, and mortgage answers shouldn’t require a dictionary. Whether you’re a first-time buyer or moving to your…
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October 12, 2026
Here’s the honest version: no down payment does not mean no money at all. A zero-down mortgage can remove the down payment, and Ohio Housing Finance…
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October 10, 2026
A lot of buyers are sitting on the sidelines right now, waiting for the Fed, the bond market, or mortgage rates to do something helpful. I get it.…
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October 10, 2026
How much house can I afford?” is one of the first questions buyers ask, and it deserves a better answer than “whatever the lender approves.” A useful…
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Seeing “cash offer” in a listing can make a financed buyer feel like they just showed up to a race wearing flip-flops. But cash offers are not…
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October 8, 2026
A quick closing can make your offer stand out, especially when the seller values certainty as much as price.
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October 7, 2026
If you are buying a home in Ohio, you may assume your current bank is automatically the easiest and least expensive place to get a mortgage. After…
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October 4, 2026
Buying a home in Ohio can feel complicated enough without mortgage myths making the process harder, or more expensive. Many buyers delay their plans,…
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September 30, 2026
If you are hoping to buy a home in Ohio or Columbus, Ohio, this week’s inflation news is a little encouraging, but it is not a signal to put your…
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September 28, 2026
If you are shopping for a home in Ohio or Columbus, Ohio, you have probably noticed that mortgage rates are not exactly what they were a few years…
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September 28, 2026
If you are shopping for a home in Ohio or Columbus, Ohio, you may have noticed that mortgage rates are making headlines again, and not because they…
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Mortgage rates around 7% can make a home payment feel heavier than expected. But waiting for rates to fall is not the only strategy available to…
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September 24, 2026
The rent-versus-buy debate is often treated like a sporting event: renting is one team, buying is the other, and everyone wants to know who wins.
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